Sewer backups can occur due to various reasons, including:

• Clogs or blockages in sewer lines caused by debris, tree roots, or grease buildup.
• Structural issues like collapsed pipes or misaligned joints.
• Heavy rainfall or flooding leading to overwhelmed sewer systems.

Exposure to raw sewage poses serious health risks due to its contaminated nature, including:

• Bacterial and viral infections, such as E. coli, Salmonella, and Hepatitis A.
• Parasitic infections and fungal diseases.
• Respiratory issues from inhaling sewage fumes.
• It’s crucial to avoid direct contact with raw sewage and seek professional cleanup services to mitigate health hazards.

To resolve sewer backups:

• Professional plumbers can use hydro-jetting or mechanical augers to clear blockages.
• Sewer line inspections can identify and address underlying issues causing backups.
• Prompt cleanup and disinfection by sewage cleanup specialists help restore affected areas.

Whether sewage backups are covered by insurance depends on the specific terms of your insurance policy. In many cases, standard homeowners’ insurance policies do not automatically cover damage caused by sewage backups. However, you may be able to purchase additional coverage or a rider that specifically includes sewage backup protection. It’s important to review your insurance policy or contact your insurance provider directly to understand your coverage options related to sewage backups and other types of water damage.